Scale Ventures · London · Lagos · Accra

A financial-services holding and value-creation platform.

We focus on banks and non-bank financial institutions, and the businesses that serve them: payments, fintech, banking software, merchant acquiring and credit infrastructure.

Who we are

Not a passive investor, and not a consulting firm.

We work hands-on with shareholders and management to build durable enterprise value across Africa and other emerging markets. We take risk alongside shareholders and are paid on the trajectory we help create.

Our role is not to write the plan. Our role is to take operating accountability for delivering it.

Who we are and what we believe

What we do

Take a stake. Build the engines. Operate hands-on.

1

Take a significant stake in traditional financial services companies with clear headroom for accelerated growth.

2

Build new digital-enabled growth engines to support revenue acceleration in underserved and high-value customer segments.

3

Operate hands-on. We lead the transformation of businesses into highly profitable, cash-flow generating, technology-led organisations built to scale.

4

Build a new talent core and transform the operating model to support new and scalable ways of working.

How we work

Two ways in

Economics are tied to value created, not advisory activity. The preference is equity, with a minimum stake of 5–10%; participation can also come through operating contribution, or a combination.

Single point of accountability

Full operating role

We install the executive team from day one and run the business day-to-day, including the core. The buck stops with us.

Advisory on the core, operator of the new

Value-creation support

Management keeps running the core. We invest, take a board seat, co-author the plan, run the transformation office, and directly deliver the initiatives management is least equipped to execute.

What we're excited about

Five solutions built for African financial services

Explore the solutions

01

Integrated payments platforms

Payments acquiring, issuing, processing and settlement in a box.

02

SME Integrated Lending Engine

An end-to-end digital solution to enable lenders to grow SME portfolios at tolerable risk levels.

03

Regulatory and compliance solutions

A two-sided platform for regulators and regulated entities.

04

Cross-border trade

Trade and trade finance designed from the trader's point of view.

05

Next-gen integrated core banking for Africa

A modern core built for the digital age and tailored to leading African banks.

Insights

Latest from Scale

All insights
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Converging the speed of a fintech and the strength of a bank.
Our vision in banking

Get in touch

Investors, clients, partners, future colleagues.

If you are a shareholder or board considering a value-creation plan, an investor, a prospective partner, or looking for your next role, we would like to hear from you.